What do consultants look for in their own personal Credit Card?

Hi there,

This is one of my favorite topics! I used to be completely on top of this as a consultant (it helped keep me sane :P).

I actually have a “On the Job” guide - feel free to message me to see this (free, no problem). I've also included a snippet from it below.

You can't go wrong with the Chase Sapphire Preferred. And it has a fantastic sign-on bonus at the moment. Definitely get this!

1. Get a card specifically for your hotel chain (the Mariott card is great)
2. Get a card specifically for your airline (only if you personally book it and get reimbursed…not if your company has a portal)
3. Get a card for “everything else”…as in, the highest cashback across non-hotel and non-airline spend (Chase Sapphire)

From My Guide

• Points, cash back, admin:
  • Figure out who you’re with early on—airline, ride hailing, hotel, food delivery; sign up to loyalty program, link loyalty programs!
  • Find the optimal credit card/credit cards—one for restaurants, another for hotels and another for everything else—this takes a few weeks; if you’re staying at Marriott, get the Marriott card
  • Cash back sites—if there’s ever team events where you have to buy snacks, get that extra cash back
  • During orientation they will list a whole bunch of things re insurance, retirement—the milking it process should happen in the first few weeks and then you’re just done

Hey there! Perhaps you might find better credit-card advice on a different forum.

Hello,

The Chase Sapphire Reserve was by far the most popular card among my cohort of consultants when we started work. I didn't get one myself so I'm not super knowledgeable about all the perks, but it might be worth looking into.

Hi, if you can book flights and hotels with your card and then get reimbursements, I recommend cards of the airline and the hotel chain you most use, to accumulate extra points to spend for your personal vacations

Best,
Antonello

For me - a decent miles conversion rate and miles/points that don't expire.

The latter is important because you really get super busy at work - “earn and forget about it” is how I would phrase it.