Disadvantages of deductibles

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Neue Antwort am 5. Aug 2021
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Anonym A fragte am 5. Aug 2021

are There any disadvantages for having deductibles in insurance plans (apart from being a cost to consumers that may deter them from buying the policy)

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Ian
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antwortete am 5. Aug 2021
BCG | 100% personal interview success rate (8/8) and 95% candidate success rate | Personalized interview prep

Hi there,

You are correct here in that it is a dissuading factor in a customer's decision to pick your product.

Ultimately, if you're a good insurance company, you perfectly understand the risk “scale” and know what is the optimal deductible level where minimal losses to you will occur but maximum “perception” from customers around value also occurs.

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Ian

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